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Enhance Your 401(k) Plan With New Features That Create Financial Wellbeing For All.

Reduce financial stress and increase financial security for every employee with a step-by-step plan that automatically helps them save based on their personal needs.

Schedule A DemoSee How It Works

With GuidePlan, Your Employees Can Automatically…

Cover unplanned expenses

Build emergency savings
Pay off debt
Save for the future

The Majority of Employees Will Never Take Advantage of Your Financial Wellness Program

It’s not because they don’t need help, it’s because they are ALICE

Meet ALICE

(Asset Limited, Income Constrained but Employed)
  • Have a negative cash flow
  • Struggle to pay for basic needs
  • Have little or no savings
  • Pay 25% of their income servicing debt
  • Pay late and overdraft fees monthly
  • They are just trying to survive!

70% of American Households are Struggling Financially

View ALICE in Your Community

The Average American Has Just
$400 In Savings.

Portrait of an adult male security guard who uses GuidePlan's automated financial wellness solutions
Portrait of an adult female business owner who uses GuidePlan's automated financial wellness solutions
Portrait of an adult male professional in the healthcare sector who uses GuidePlan's automated financial wellness solutions
Portrait of an adult female professional who uses GuidePlan's automated financial wellness solutions
Portrait of an adult male office professional who uses GuidePlan's automated financial wellness solutions

Everyone Deserves Financial Wellbeing

Get A Modern Financial Wellness Solution That Automates Your Employees’ Financial Success.

GuidePlan offers an easy-to-use upgrade to your existing 401(k) plan that automatically moves your employees’ money to where it’s needed most. With the changes in 401(k) laws under the Secure Act 2.0, we can now design plans with features that help all your employees regardless of where they are in their financial journey.  It’s like a personal coach that guides them toward financial well-being step by step.
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Unplanned Hardships

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Emergency Savings
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Debt Elimination
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Major Life Events
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Retirement

Getting Started With GuidePlan Is Easy

1. Schedule a demo

2. Get your customized GuidePlan proposal

3. Sign up and help your employees succeed

Why Choose GuidePlan?

GuidePlan is a modern financial wellness program that puts your employees on the path to financial security by automatically allocating their plan contributions to the right goal. GuidePlan helps everyone create an emergency fund, eliminate debt, build savings, and meet their retirement goals.

Your employees no longer have to feel guilty about not participating because they are focused on other financial goals besides retirement. GuidePlan makes it easy, automated, and incentivized for all employees to take their next steps toward financial well-being regardless of where they are in their financial journey.

Make It Right
Traditional 401(k) plans only work for those who can afford to contribute to them. This leaves many Americans without a savings solution because they are working on other financial goals. But everyone deserves financial well-being. A GuidePlan-enabled 401(k) provides all employees with a personalized financial wellness plan that is fully automated based on their needs.
Make It Easy
Let’s face it: employees don’t want more things to do. They don’t want to watch more webinars, read more financial content, or use another calculator. Simply put, they want easy and automated solutions to their biggest financial problems. They want a solution that does it for them, which GuidePlan provides. With features like auto-enroll and auto-escalate turned on, it’s never been easier for employees to take positive steps on their financial journey.
Make It Personal
Gone are the days when we just assume what our employees want or need. Technological advances make it possible to accurately predict their next step and simplify the way employees take action. GuidePlan software considers each employee’s financial health and creates personalized recommendations based on their unique financial goals. GuidePlan measures each user’s level of financial security, then automatically sends personalized smart videos to their smartphone based on their needs.

Place Financial Freedom Within Reach For All Of Your Employees

For the past 20 years, our team has been on a mission to create financial well-being for all. In the process, we’ve helped hundreds of employers simplify banking, investment, and retirement plans by innovating solutions that improve financial outcomes for their employees.

To do this, we have built a network of partners, including credit unions, community banks, retirement advisors, and employers who all believe it’s important to find solutions that meet the needs of all employees, regardless of their financial status. Not just those who are in a position to make retirement contributions.

What You Get With GuidePlan

GuidePlan’s intelligent 401(k) plans provide a single workplace benefit that meets the needs of all employees regardless of where they are on their financial journey. With GuidePlan, you no longer have to hope that people will attend your webinars or watch your video content. All participants receive a personalized plan that inspires and encourages them to take their next step.

Features

With GuidePlan

Without GuidePlan

401(k) Plan
Auto-Enroll
Auto-Escalate
Traditional & Roth Retirement Savings
Modern Secure 2.0 Plan Design
Tax Free Hardship Withdrawals
Access to Payday Alternative Loans
Emergency Savings Accounts (ESA) with Match
Student Loan Repayment with Match
Debt Management Programs
Access To Affordable Credit & Loan Products
Ability to Save For Major Life Events
Personalized Video Coaching & Content
Smart Videos Delivered By Phone Or Email
Turnkey Solution to Financial Wellbeing for All

What You Get With GuidePlan

GuidePlan’s intelligent 401(k) plans provide a single workplace benefit that meets the needs of all employees regardless of where they are on their financial journey. With GuidePlan, you no longer have to hope that people will attend your webinars or watch your video content. All participants receive a personalized plan that inspires and encourages them to take their next step.

With GuidePlan

401(k) Plan

Auto-Enroll

Auto-Escalate

Traditional & Roth Retirement Savings

Modern Secure 2.0 Plan Design

Tax Free Hardship Withdrawals

Access to Payday Alternative Loans

Emergency Savings Accounts (ESA) with Match

Student Loan Repayment with Match

Debt Management Programs

Access To Affordable Credit & Loan Products

Ability to Save For Major Life Events

Personalized Video Coaching & Content

Smart Videos Delivered By Phone Or Email

Turnkey Solution to Financial Wellbeing for All

Without GuidePlan

401(k) Plan

Auto-Enroll

Auto-Escalate

Traditional & Roth Retirement Savings

Modern Secure 2.0 Plan Design

Tax Free Hardship Withdrawals

Access to Payday Alternative Loans

Emergency Savings Accounts (ESA) with Match

Student Loan Repayment with Match

Debt Management Programs

Access To Affordable Credit & Loan Products

Ability to Save For Major Life Events

Personalized Video Coaching & Content

Smart Videos Delivered By Phone Or Email

Turnkey Solution to Financial Wellbeing for All

Schedule A Live Demo To See How It Works

Schedule a quick demo to see GuidePlan in action. Our team will answer any questions you might have.

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